12 February 2018
Sunset Sunday with Dean: Revolving Credit One of the first questions we get as independent mortgage brokers is always, “How can I increase my credit score? I’ve got some bumps on my credit. I’ve got this issue, or that issue.” So, today we’re just going to talk about one piece of that: Revolving Credit. What is Revolving Credit and Why is it important?
28 September 2017
How to Qualify for a MortgageIf you are exploring our site, you may have been considering a real estate purchase for a while. If so, you may have been worried about qualifying for your mortgage loan too. In the first steps of your journey toward finding your dream home, and getting a home loan financed, we give you some tips on how to be you can be prepared:
31 July 2017
How to Build or Re-Build Credit The first step in credit building, or credit restoration, is to know where the starting line is. Pull a credit report and get your score. Be sure that everything on your report is, in fact, yours. Correct any errors you find. Make the payments you already have; on time, every time. Utility bills, cable services, any regularly scheduled payment you make, should be done before the due date. A perfect payment history helps build your credit score.
31 July 2017
What Single Moms Should KnowAccording to an article by the New York Times, women started purchasing more homes than men in the late 1900’s. Today, women purchase homes at twice the rate of men. In addition, in 40% of households with children, women are the primary breadwinners. Two thirds of those are single moms. As women take on more family responsibilities, they become the financial planners too, looking out for the long term needs of their families. More than ever, single moms opt to purchase a home to provide shelter and long term security for themselves and their kids.