6483 VAN BUREN STREET
SUITE 201
DAPHNE, ALABAMA 36526
OFFICE: 251-644-6188
FAX: 251-650-1601
NMLS #1009774

U.S. DEPARTMENT OF VETERAN'S AFFAIRS VA LOAN PROGRAM

When it's Time to Come Home, Let Sunset Mortgage Help.

VA guaranteed mortgage loans are made by lenders and guaranteed by the U.S. Department  of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan.  In most cases, no down payment is required on a VA guaranteed loan, and the borrower usually receives a lower interest rate than is ordinarily available with other types of loan program.
VA Loans - Homecoming Mortgage Loan
Call 251-644-6188
Although mortgage insurance is not required, the VA charges a funding fee to issue  a guarantee to a lender against borrower default on a mortgage. The fee may be  paid in cash by the buyer or seller, or it may be financed in the loan amount.

A VA loan can be used to buy a home, build a home and even improve a home  with energy-saving features such as solar or heating/cooling systems, water  heaters, insulation, weather-stripping/caulking, storm windows/doors or other  energy efficient improvements approved by the lender and VA.

VA Loan Benefits Include: Negotiable interest rates, closing costs that are comparable to, and sometimes lower, than other mortgage financing types, no private mortgage insurance requirement, the right to prepay your loan without penalties, a mortgage can be taken over (or assumed) by the buyer when a home  is sold, counseling and assistance is available to veteran borrowers having financial  difficulty or facing default on their loan.
Online Application
Vets can apply for a VA loan with any mortgage lender that participates in  the VA home loan program. A Certificate of Eligibility from the VA must be presented to the lender to qualify for the loan.

Have Questions? Need Help? Sunset Mortgage of Alabama would be honored to guide you through the process. We believe every Veteran deserves our thanks - and the home of their dreams.

* FHA  PURCHASE
* FHA REFINANCE
& STREAMLINE REFINANCE AVAILABLE
* VA LOAN (for  U.S. Veterans)
* VA REFINANCE
* USDA RURAL HOME LOANS
* USDA REFINANCE
​* CONVENTIONAL LOAN PROGRAMS
* JUMBO MORTGAGE PRODUCTS
* REVERSE MORTGAGE
Double Wide Homes with Land
Newer than 1995
Up to 96.5% LTV

Serving the Mobile, Alabama Metro and Eastern Shore Areas of Baldwin County, from Spanish Fort and Loxley to Foley and Gulf Shores.
Ready? Time to Pre-Qualify? Refinancing? Apply Online Now!

© 2013-2017
All rights Reserved.
Member of the National Association of Mortgage Brokers
Licensed NMLS Member
Sunset Mortgage of Alabama L.L.C.
6483 Van Buren St.
Daphne AL 36526
Sunset Mortgage is an Equal Housing Lender
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All loans are subject to credit and property approval. Programs terms and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts.
Other restrictions and limitations may apply.